+998 71 203-00-50
Uzbekistan, Tashkent. Istiklal str. 29, 100017
ГОДОВОЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ 2022 ГОДА
Дата раскрытия: 26.06.2023
Дата опубликования модератором*: 27.06.2023
| The body of the issuer who took the decision | Ягона акциядор |
| Дата утверждения отчета | 09.06.2023 |
| 1 | NAME OF THE ISSUER: | ||
| Full | Акционерное общество «ALFA LIFE INSURANCE» | ||
| Short: | АО «ALFA LIFE INSURANCE» | ||
| Name of stock exchange ticker: | No | ||
| 2 | CORPORATE NEWS | ||
| Location: | г. Ташкент, Яшнабадский район, ул. Содик Азимов, Туйтепа МСГ, - Дом, - Индекс: 100047 | ||
| Postal address: | г. Ташкент, Яшнабадский район, ул. Содик Азимов, Туйтепа МСГ, - Дом, - Индекс: 100047 | ||
| E-mail address: | alfalife@alfalife.uz | ||
| Official Website: | https://www.alfalife.uz | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | АИКБ «Ипак Йули» | ||
| Current account: | 20208000304786625001 | ||
| MFI: | 00444 | ||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | Центр государственных услуг Яшнабадского района | ||
| присвоенные органом государственной налоговой службы (ИНН): | 206999488 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 100 | ||
| ОКПО: | 22176030 | ||
| ОКОНХ: | |||
| СОАТО: | 1726290 | ||
| Международные стандарты финансовой отчётности (МСФО) | Скачать отчет |
| 5 | Показатели финансово-экономического состояния эмитента | |
| Profitability of the authorized capital, coefficient | 0,06 | |
| Coverage of total solvency, coefficient | 36,60 | |
| Ratio of absolute liquidity, coefficient | 16,60 | |
| Ratio of own and attracted funds, coefficient | 0,07 | |
| Коэффициент обновления основных фондов | 11,00 | |
| The ratio of the issuer's own and borrowed funds: | 0,03 | |
| 9 | Основные сведения о дополнительно выпущенных ценных бумагах (заполняется, если в отчетном периоде осуществлялся выпуск ценных бумаг) | |
| Орган, принявший решение о выпуске | единственный акционер | |
| Дата и номер государственной регистрации | 23.06.2022 | |
| Количество ценных бумаг (шт.) и объем выпуска (сум) | 4580000 | |
| Способ размещения ценных бумаг | закрытая подписка | |
| Сроки размещения | 15 | |
| Дата начала | 23.06.2022 | |
| Дата окончания | 28,06.2022 | |
| 10 | Information on the important facts for the year | ||||
| Наименование существенного факта | № существенного факта | Дата наступления существенного факта | Дата публикации существенного факта | ||
| 1 | Қимматли қоғозларни чиқариш | 25 | 16.02.2022 | 17.02.2022 | |
| 2 | Филиаллар рўйхатидаги ўзгаришлар | 9 | 02.03.2022 | 03.03.2022 | |
| 3 | Эмитентнинг юқори бошқарув органи томонидан қабул қилинган қарорлар | 6 | 16.03.2022 | 18.03.2022 | |
| 4 | Эмитентнинг юқори бошқарув органи томонидан қабул қилинган қарорлар | 6 | 22.04.2022 | 25.04.2022 | |
| 5 | Эмитент 10 ва ундан ортиқ фоиз акцияларга (улушларга, пайларга) эгалик қилаётган юридик шахслар рўйхатидаги ўзгаришлар | 30 | 12.05.2022 | 16.05.2022 | |
| 6 | Эмитентнинг юқори бошқарув органи томонидан қабул қилинган қарорлар | 6 | 13.06.2022 | 16.06.2022 | |
| 7 | Филиаллар рўйхатидаги ўзгаришлар | 9 | 13.06.2022 | 16.06.2022 | |
| 8 | Қимматли қоғозларни чиқариш | 25 | 23.06.2022 | 27.06.2022 | |
| 9 | Эмитентнинг юқори бошқарув органи томонидан қабул қилинган қарорлар | 6 | 29.06.2022 | 30.06.2022 | |
| 10 | Филиаллар рўйхатидаги ўзгаришлар | 9 | 19.07.2022 | 22.07.2022 | |
| 11 | Филиаллар рўйхатидаги ўзгаришлар | 9 | 26.07.2022 | 28.07.2022 | |
| 11 | Balance sheet | |||
| Наименование показателя | Код стр. | На начало отчетного периода | На конец отчетного периода | |
| Assets | ||||
| I. Long-term Assets | ||||
| Non-Current Assets: | 000 | |||
| Initial (replacement) value (0100,0300) | 010 | 15573191.38 | 16940326.55 | |
| Depreciation (0200) | 011 | 3094721.10 | 4149079.58 | |
| Residual (book) value (lines 010-011) | 012 | 12478470.28 | 12791246.97 | |
| Intangible assets: | 000 | |||
| Initial value (0400) | 020 | |||
| Depreciation amount (0500) | 021 | |||
| Residual value (carrying amount) (lines 020-021) | 022 | |||
| Long-term investments, Total (lines: 040+050+060+070+080), including: | 030 | 15408844.40 | 15359844.40 | |
| Securities (0610) | 040 | 15408844.40 | 15359844.40 | |
| Investments in subsidiary companies (0620) | 050 | |||
| Investment in associates (0630) | 060 | |||
| Investments in enterprises with foreign capital (0640) | 070 | |||
| Other long-term investments (0690) | 080 | |||
| Equipment for installation (0700) | 090 | |||
| Capital investments (0800) | 100 | |||
| Long-term receivables (0910, 0920, 0930, 0940) | 110 | |||
| Long-term deferred expenses (0950, 0960, 0990) | 120 | |||
| Total on section I (lines 012+022+030+090+100+110+120) | 130 | 27887314.68 | 28151091.37 | |
| II. Current assets | ||||
| Inventories in stock Total (lines 150+160), including: | 140 | 174949.00 | 294781.95 | |
| Inventory (1000, 1500, 1600) | 150 | 174949.00 | 294781.95 | |
| Work in progress (2000, 2300, 2700) | 160 | |||
| Future expenses (3100) | 170 | 3579749.21 | 2617989.40 | |
| Deferred expenses (3200) | 180 | |||
| Receivables, total (lines 200 + 310 + 320 + 330 + 340 + 350 + 360 + 370 + 380 + 390) | 190 | 3644040.97 | 3658424.84 | |
| Out of which: Overdue | 191 | |||
| Accounts payable total (lines 210 + 220 - 400) | 200 | 212671.40 | 152612.46 | |
| Accounts receivable from buyers and customers (4010, 4020) | 210 | |||
| Receivables on insurance transactions, total (lines 230 + 240 + 250 + 260 + 270 + 280 + 290 + 300) | 220 | 212671.40 | 152612.46 | |
| Receivables due from insurance agents (4030) | 230 | 6927.19 | 1948.68 | |
| Receivables due from insurance agents and brokers (4040) | 240 | 205744.21 | 150663.78 | |
| Receivables due to reinsurance agents (4050) | 250 | |||
| Debts of reinsurers on commissions, bonuses and other rewards (4051) | 260 | |||
| Debts of reinsurers (4060) | 270 | |||
| Life insurance loans (4070) | 280 | |||
| Depo for losses of the insurer at other insurers (4080) | 290 | |||
| Depo for premiums of the insurer at other insurers (4090) | 300 | |||
| Due from affiliates (4110) | 310 | |||
| Receivables due from subsidiaries and associates (4120) | 320 | |||
| Advances to employees (4200) | 330 | |||
| Advances to suppliers and contractors (4300) | 340 | 1834624.00 | 1483707.24 | |
| Advances for budget (4400) | 350 | 277831.43 | 442562.59 | |
| Advances to target funds and on insurance (4500) | 360 | 16613.89 | 18453.01 | |
| Receivables due from founders to the authorized capital (4600) | 370 | |||
| Receivables due from staff on other operations (4700) | 380 | 5936.08 | 140340.32 | |
| Other receivables (4800) | 390 | 1296364.17 | 1420749.22 | |
| Reserves for distressed debts (4900) | 400 | |||
| Cash, total (lines 420 + 430 + 440 + 450), including: | 410 | 3452225.53 | 5323275.00 | |
| Cash on hand (5000) | 420 | |||
| Cash on settlement account (5100) | 430 | 3283169.35 | 5196671.18 | |
| Cash in foreign currency (5200) | 440 | 159129.47 | 124612.48 | |
| Other cash and cash equivalents (5500, 5600, 5700) | 450 | 9926.71 | 1991.34 | |
| Short-term investments (5800) | 460 | 20766572.88 | 23512097.40 | |
| Other current assets (5900) | 470 | |||
| Total on section II (lines 140+170+180+190+410+460+470) | 480 | 31617537.59 | 35406568.59 | |
| Total on assets (lines 130 + 480) | 490 | 59504852.27 | 63557659.96 | |
| Liabilities | ||||
| I. Sources of own funds | ||||
| Authorized capital (8300) | 500 | 30420000.00 | 35000000.00 | |
| Additional paid-in capital (8400) | 510 | 26283.24 | 26283.25 | |
| Reserve capital (8500) | 520 | 2135268.15 | 2363907.56 | |
| Treasury stock (8600) | 530 | |||
| Retained earnings (uncovered loss) (8700) | 540 | 4572788.11 | 1559306.04 | |
| Special-purpose receipts (8800) | 550 | |||
| Provisions on liabilities and charges (8900) | 560 | |||
| Total on section I (lines 500+510+520-530+540+550+560) | 570 | 37154339.50 | 38949496.85 | |
| II. INSURANCE RESERVES | ||||
| Insurance reserves, total (lines 590 + 600 + 610 + 620 + 630 + 640 + 650 + 660) | 580 | 18034502.02 | 22026360.02 | |
| Unearned premium reserve (8010) | 590 | 1664984.47 | 2210888.17 | |
| Reserves for occurred, but not declared damages (8020) | 600 | 430867.93 | 909837.69 | |
| Reserves for claimed but unsettled losses (8030) | 610 | 25683.35 | 42881.66 | |
| Preventive measure reserves (8040) | 620 | |||
| Assets discrepancy reserve (8050) | 630 | |||
| Accident reserve (8060) | 640 | |||
| Reserve for losses fluctuation (8070) | 650 | |||
| Reserves for life insurance (8090) | 660 | 15912966.27 | 18862752.50 | |
| Share of reinsurers in insurance reserves, total (lines 680 + 690 + 700 + 710) | 670 | 78061.69 | ||
| Share of reinsurers in the unearned premium reserve (8110) | 680 | 68033.58 | ||
| The share of reinsurers in the declared, but unsettled losses reserve (8120) | 690 | |||
| The share of reinsurers occurred, but not declared damages reserve (8130) | 700 | 10028.11 | ||
| Share of reinsurers in the life insurance reserves (8140) | 710 | |||
| Total on section II (lines 580 - 670) | 720 | 18034502.02 | 21948298.33 | |
| III. LIABILITIES | ||||
| Long term liabilities, total (lines 740 + 750 + 850 + 860 + 870 + 880 + 890 + 900 + 910 + 920) | 730 | 3042592.59 | 923148.15 | |
| including: long-term accounts payable (lines 740 + 760 + 770 + 780 + 790 + 800 + 820 + 830 + 850 + 870 + 890 + 920) | 731 | |||
| Long-term payable (accounts) due to suppliers and contractors (7010, 7020) | 740 | |||
| Long-term liabilities for insurance transactions, total (lines 760 + 770 + 780 + 790 + 800 + 810 + 820 + 830) | 750 | |||
| Long-term payable (accounts) due to contractors undertaking preventive measures (7011) | 760 | |||
| Long-term debt to policyholders (7030) | 770 | |||
| Long-term debt to insurance agents and brokers (7040) | 780 | |||
| Long-term debt to re-insurant (7050) | 790 | |||
| Long-term debt to re-insurers (7060) | 800 | |||
| Depo for reinsurers premium (7070) | 810 | |||
| Long-term debt to reinsurers on commission fees, bonuses and other rewards (7080) | 820 | |||
| Long-term debt to actuaries, associates, surveyors and assistants (7090) | 830 | |||
| Long-term debt to separate divisions (7110) | 840 | |||
| Long-term accounts due to subsidiaries and associates (7120) | 850 | |||
| Long-term deferred income (7210, 7220, 7230) | 860 | |||
| Long-term deferred tax liabilities and other mandatory payments (7240) | 870 | |||
| Other long-term deferred liabilities (7250, 7290) | 880 | |||
| Received advances from customers and buyers (7300) | 890 | |||
| Long-term bank loans (7810) | 900 | 3042592.59 | 923148.15 | |
| Long-term borrowings (7820, 7830, 7840) | 910 | |||
| Other long-term accounts payable (7900) | 920 | |||
| Current liabilities, total (lines. 940+950+1050+1060+1070+1080+1090+1100+1110+1120+1130+1140+1150+ 1160+1170+1180) | 930 | 1273418.16 | 1736716.63 | |
| including: Current accounts payable (lines 940 + 960 + 970 + 980 + 990 + 1000 + 1020 + 1030+1050 + 1070 + 1090 + 1100 + 1110 + 1120 + 1130 + 1140 + 1180) | 931 | 1273418.16 | 1736716.63 | |
| out of which: overdue current accounts payable | 932 | |||
| Due to suppliers and contractors (6010, 6020) | 940 | 6770.16 | 12060.13 | |
| Liabilities for insurance operations, total (lines 960 + 970 + 980 + 990 + 1000 + 1010 + 1020 + 1030) | 950 | 449137.63 | 1252326.02 | |
| Due to contractors, carrying out preventive measures (6011) | 960 | |||
| Debts to insurants (6030) | 970 | 10916.49 | 12158.35 | |
| Due to insurance agents and brokers (6040) | 980 | 34622.66 | 81498.63 | |
| Due to re-insurants (6050) | 990 | |||
| Due to reinsurers (6060) | 1000 | |||
| Depo for premium of reinsurers (6070) | 1010 | |||
| Due to re-insurants on commissions, bonuses and other rewards (6080) | 1020 | |||
| Due to actuaries, adjusters, surveyors and assistants (6090) | 1030 | 403598.48 | 1158669.04 | |
| Due to separate divisions (6110) | 1040 | |||
| Due to subsidiaries and dependent companies (6120) | 1050 | |||
| Deferred income (6210, 6220, 6230) | 1060 | |||
| Deferred obligations on taxes and other mandatory payments (6240) | 1070 | |||
| Other deferred liabilities (6250, 6290) | 1080 | |||
| Advances received (6300) | 1090 | 256290.00 | 413877.71 | |
| Payable due to budget (6400) | 1100 | 533342.76 | 28586.82 | |
| Payable due to insurance (6510) | 1110 | 5574.35 | ||
| Payable due to state target funds (6520) | 1120 | |||
| Payable due to founders (6600) | 1130 | |||
| Salaries payable (6700) | 1140 | 19843.30 | 23851.07 | |
| Short-term bank loans (6810) | 1150 | |||
| Short-term obligations (6820, 6830, 6840) | 1160 | |||
| Current portion of long-term liabilities (6950) | 1170 | |||
| Other accounts payable (6900 except 6950) | 1180 | 2459.96 | 6014.88 | |
| Total on section III (lines 730 + 930) | 1190 | 4316010.75 | 2659864.78 | |
| Total on liabilities (lines 570 + 720 + 1190) | 1200 | 59504852.27 | 63557659.96 | |
| 12 | Report on financial results | |||||
| Наименование показателя | Код стр. | За соответствующий период прошлого года | За отчетный период | |||
| доходы (прибыль) | расходы (убытки) | доходы (прибыль) | расходы (убытки) | |||
| Income from insurance services (lines 011 - 012 + 013 + /-014+/-015 + /-016 + /-017 + /-018 + 019)including: | 010 | 54076628.05 | 165960414.05 | |||
| Insurance premiums on direct insurance and co-insurance (in the portion of the insurer's share established in the co-insurance agreement) | 011 | 54162103.39 | 169974491.58 | |||
| Insurance premiums under agreements transferred to reinsurance | 012 | 100281.21 | ||||
| Insurance premiums under agreements accepted for reinsurance | 013 | |||||
| The result of the change in the unearned premium reserve, adjusted for the share of reinsurers in the unearned premium reserve | 014 | 1432910.28 | 557754.85 | 1129594.23 | 1607464.34 | |
| The result of a change in the claimed but not settled losses reserve, adjusted for the share of reinsurers in the claimed but not settled losses reserve | 015 | 203688.76 | 155786.01 | 23290.89 | 40489.20 | |
| The result of the change in the occurred but not declared losses reserve, adjusted for the share of reinsurers in the occurred but not declared losses reserve | 016 | 9328.73 | 19296.70 | 153019.46 | 621961.12 | |
| The result of the change in life insurance reserves, adjusted for the share of reinsurers in life insurance reserves | 017 | 2687976.77 | 3686542.32 | 467775.48 | 3417561.72 | |
| The result of changes in other technical reserves, adjusted for the share of reinsurers in the relevant reserves | 018 | |||||
| Other income from insurance services | 019 | |||||
| Income from the intermediary services | 020 | |||||
| Revenues from compensation of loss share on reinsurance | 030 | |||||
| Revenues from commission, bonuses and fees on reinsurance | 040 | |||||
| Income from the surveyor and adjuster services | 050 | |||||
| Net revenue from the insurance services(lines 010 + 020 + 030 + 040 + 050) | 060 | 54076628.05 | 165960414.05 | |||
| Cost of provided insurance services | 070 | 47670599.52 | 156599510.71 | |||
| Gross profit (loss) from the insurance services(lines 060 - 070) | 080 | 6406028.53 | 9360903.34 | |||
| Period expenditures, total (lines100 + 110 + 120 + 130), including: | 090 | 6325616.29 | 13539346.87 | |||
| Costs to Sell | 100 | 79275.20 | 213157.81 | |||
| Administrative expenses | 110 | 4944270.72 | 10873990.36 | |||
| Other operating expenses | 120 | 1302070.37 | 2452198.70 | |||
| Expenses of the reporting period excluded from the tax base in the future | 130 | |||||
| Other operating income | 140 | 1847014.95 | 1666236.73 | |||
| Profit (loss) from operating activities(lines 080 - 090 + 140) | 150 | 1927427.19 | 2512206.80 | |||
| Income from financial activities, total (lines170 + 180 + 190 + 200 + 210), including: | 160 | 3689797.33 | 5266268.63 | |||
| Income in the form of dividends | 170 | 612649.33 | 880683.42 | |||
| Income in the form of interest | 180 | 3004416.68 | 4232767.02 | |||
| Income from long-term lease (leasing) | 190 | |||||
| Income from foreign exchange rate differences | 200 | 72731.32 | 152818.19 | |||
| Other income from financial activities | 210 | |||||
| Expenses related to financial activities, total (lines230 + 240 + 250 + 260), including: | 220 | 273345.10 | 620562.63 | |||
| Expenses in the form of interest | 230 | 253358.91 | 375967.58 | |||
| Expenses in the form of interest on long-term lease (leasing) | 240 | |||||
| Loss from foreign exchange rate differences | 250 | 19986.19 | 244595.05 | |||
| Other expenses related to financial activity | 260 | |||||
| Profit (loss) from general economic activities(lines150 + 160 - 220) | 270 | 5343879.42 | 2133499.20 | |||
| Extraordinary gains and losses | 280 | |||||
| Profit (loss) before income tax (lines 270 + /-280) | 290 | 5343879.42 | 2133499.20 | |||
| Income Taxes | 300 | 729587.09 | 194115.87 | |||
| Other taxes and other obligatory payments from profit | 310 | |||||
| Net profit (loss) for the reporting period (lines 290 - 300 - 310) | 320 | 4614292.33 | 1939383.33 | |||
| 13 | Information on audit report | |||||||
| Наименование аудиторской организации | Дата выдачи лицензии | Номер лицензии | Вид заключения | Дата выдачи аудиторского заключения | Номер аудиторского заключения | Ф.И.О. аудитора (аудиторов), проводившего проверку | Копия аудиторского заключения | |
| FTF-LEA-AUDIT | 2007-12-18 | 490 | мажбурий | 2023-05-24 | 23,106 | Файзиева М.Т. | Загрузить | |
| 16 | Список аффилированных лиц (по состоянию на конец отчетного года) | |||
| Ф.И.О. или полное наименование | Местонахождение (местожительство) (государство, область, город, район) | Основание, по которому они признаются аффилированными лицами | Дата (наступления основания (-ий) | |
| "ALFA INVEST SUG'URTA KOMPANIYASI" Акциядорлик жамияти | Тошкент ш., Шайхонтоҳур тумани Лабзак кўчаси 10-уй | Юридик шахс ягона акциядори | 2021-12-30 | |
| ABDURAXIMOVA SHOIRA RAXMANBEKOVNA | Тошкент ш., Учтепа тумани, 3 пр, Зарафшон 34 | Кузатув кенгаши раиси | 2021-12-30 | |
| Ахметова Инесса Юревна | Тошкент ш., Яшнобод тумани Тузел 2-мавзе 17/61 | Кузатув кенгаши раиси | 2021-12-30 | |
| Арипов Баходир Насирджанович | Тошкент ш.,Учтепа тумани 31-квартал 4-уй 133-хонадон | Кузатув кенгаши раиси | 2021-12-30 | |
| Якубова Нигора Камалдиновна | Андижон вилояти Андижон шаҳар Афросиёб кўчаси 17-уй | Яккабошчилик асосидаги ижро органи (Бош директор) | 2021-12-30 | |
| "LUCRATIVE LEASING" масъулияти чекланган жамияти | Тошкент шаҳри Яшнобод тумани Истиқбол кўчаси 25-уй 35-хонадон | юридик шахс устав фондининг йигирма фоизи ва ундан ортиқ фоизига жамият эгалик килади | 2021-12-30 | |
| "GUARDIAN CAPITAL" масъулияти чекланган жамияти | Тошкент ш., Юнусобод тумани Марказ 4, 11B-уй, 17-хона | жамият устав фондининг йигирма фоизи ва ундан ортиқ фоизига эгалик қилувчи айни бир шахс қайси юридик шахс устав фондинингйигирма фоизи ва ундан ортиқ фоизига эгалик қилса, ўша юридик шахс | 2022-01-31 | |
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