АКЦИОНЕРНОЕ ОБЩЕСТВО "AVO BANK"

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО ПОЛУГОДИЯ 2020 ГОДА

Дата раскрытия: 20.07.2020

Дата опубликования модератором*: 20.07.2020

1	NAME OF THE ISSUER:
	Full	Акционерное общество "AVO bank"
	Short:	АО "AVO bank"
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	100212, Республика Узбекистан, г. Ташкент, Юнусабадский район, ул. А.Темура, 79а
	Postal address:	100212, Республика Узбекистан, г. Ташкент, Юнусабадский район, ул. А.Темура, 79а
	E-mail address:	info@avo.uz
	Official Website:	avo.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	АО «AVO bank»
	Current account:	1030 1000 1000 0115 0001
	MFI:	01150
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	16/1
	присвоенные органом государственной налоговой службы (ИНН):	207257279
	присвоенные органами государственной статистики
	КФС:
	ОКПО:	27230030
	ОКОНХ:	96190
	СОАТО:	1726266

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	2132062.00
	2. Due from Central Bank of Uzbekistan	8761506.00
	3. Due from other banks	11817926.00
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions
	а. Gross loans	87562012.00
	b. Gross leasing transactions
	c. Less: Reserves for possible losses on loans and leasing transactions	7067980.00
	d. Net loans and leasing transactions	80494032.00
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	3279841.00
	11. Due accrued interest	5262833.00
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements	1152320.00
	c. Less: Reserves for possible losses on other own property of the bank
	d. Net other owned property of the bank
	13. Other assets	6336715.00
	14. Total assets	119237235.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits	1015067.00
	16.Savings deposits
	17. Term deposits	26141350.00
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks	6614430.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations
	22. Subordinated debt obligations
	23. Due accrued interests	697.00
	24. Other liabilities	171665.00
	25. Total liabilities	33943209.00
	EQUITY
	26. Authorized capital	70937581.00
	а. Ordinary shares	70937581.00
	b. Privileged stocks
	27. Additional paid-in capital	2383607.00
	28. Reserve capital	4158319.00
	а. Reserve fund for general purposes	4158319.00
	а.1.out of which:, reserves created on standard assets	1081063.00
	b. Reserve for devaluation
	c. Other reserves and funds	178430.00
	29. Retained profit	6555026.00
	30. Total equity	85294026.00
	31. Total liabilities and equity	119237235.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks	952740.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	8483004.00
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income
	k. Total interest income	9435744.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits	2554940.00
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	245860.00
	f. Total interest expenses on deposits	2800800.00
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses
	j. Total interest expenses on liabilities
	k. Total interest expenses	2800800.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	6634944.00
	а. Less: Estimation of possible losses on loans and leasing	1878948.00
	b. Net interest income after estimation of possible losses on loans and leasing	4755606.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	715648.00
	b. Profit in foreign currency	366402.00
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	1394869.00
	f. Total non-interest income	2476619.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	306560.00
	b. Losses in foreign currency	29694.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	257454.00
	f. Total non-interest expenses	593708.00
	6. NET INCOME BEFORE OPERATING EXPENSES	6638817.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	2359271.00
	b. Lease and maintenance	962702.00
	c. Assignment and transportation expenses	38398.00
	d. Administrative expenses	108005.00
	e. Representation and charity	97052.00
	f. Depreciation	449613.00
	g. Insurance, taxes and other expenses	74227.00
	h. Total operating expenses	4089268.00
	8. ESTIMATION OF NON-LOAN LOSSES	390.00
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	2549549.00
	а. Estimation of income tax
	10. INCOME BEFORE AMENDMENTS	2549549.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	2549549.00

7	Responsible persons
	Full name of the Executive body’s Head:	Алимов Наврузжон Раимджанович
	Full name of the chief accountant:	Аскаров Санжар Донишевич
	Full name of authorized person, who published information on the website:	Юнусходжаев Жамшид Саиданварович

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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